Paytree is a software solutions provider. We do not provide merchant accounts or acquiring services.

NewSmarter routing just shipped

One integration for every payment provider.

Integrate once, and Paytree routes every transaction to the provider most likely to approve it — rerouting instantly when one falters, before your customer notices.

No credit card needed. Most teams are live in days.

1
integration, not a dozen
40+
providers and methods
99.99%
uptime
app.paytree.tech / routing

Authorization rate

98.6%

Live

Incoming

€1,240.00

route

Approved

via Airwallex

Stripe
42%
Airwallex
31%
Mollie
18%
PayPal
9%

Connect the providers your customers already use

StripeAirwallexMollieSquareSumUpAuthorize.NetOcean PaymentsRevolutPayPal
The platform

Built for the messy parts of payments

The work that usually eats your engineering time — integrations, routing, failover, reconciliation — is the work we take off your plate.

One integration, every provider

Wire up Paytree once and reach every provider, payment method, and currency behind it. Adding or switching a provider is a config change, not a sprint.

Routing that pays attention

Set your rules once and Paytree sends each payment to the provider most likely to approve it. When one declines or goes down, it retries somewhere else on its own.

White-label checkout

Put your brand on the whole payment flow, right down to the domain. Your customers never see the word Paytree.

Everything in one dashboard

See every transaction, fee, and provider in one place. Reconcile in a few clicks instead of stitching exports together at month-end.

APIs your devs won't fight

Honest REST APIs, typed SDKs, and webhooks, plus a sandbox that behaves like production. First call to live traffic usually takes a few days.

Multiple payment methods

Go beyond cards with the alternative payment methods your customers actually use — Klarna, Clearpay, Bancontact, P24, and more — all through one integration.

How it works

Up and running in three steps

No replatforming, no rip-and-replace. Most teams go from first call to live payments in under a week.

01

Connect once

Add the Paytree SDK or API. That single integration stands in for all the provider-specific code and certifications you'd otherwise have to maintain.

02

Set your rules

Decide how payments should route — by cost, country, method, whatever matters to you. Paytree follows the rules and reroutes on its own when something fails.

03

Watch it run

Keep an eye on approval rates, fees, and settlements across every provider in one dashboard, and tweak your rules as you learn what works.

Smart routing

Where good routing quietly pays for itself.

Every payment is a small choice about which provider to use. Make the right call thousands of times a day and it adds up: more revenue through, less spent on fees.

More payments go through

Retries and smarter routing rescue payments that would otherwise just fail at the first provider.

No single point of failure

If a provider slows down or drops, we move traffic elsewhere in milliseconds. Your checkout stays up.

You spend less on fees

Each payment takes the cheapest route that still gets it approved, instead of paying premium rates by default.

Pricing

Straightforward pricing

Pick a plan and start accepting payments. No setup fees, and we don't charge you per integration.

Most popular!

Growth

For growing teams that want one clean integration with smart routing built in.

€500/month
Get started
  • Multi-gateway connectivity
  • Rule-based smart routing
  • Automatic failover & retries
  • Real-time analytics dashboard
  • Developer APIs, SDKs & webhooks
  • Email & chat support

White-label

For high-volume merchants that need their own branded, dedicated setup.

€2,000/month
Contact sales
  • Everything in Growth
  • Dedicated infrastructure
  • Custom domains & full branding
  • Advanced financial reporting
  • Reconciliation & settlement tools
  • Priority support & SLA
Get in touch

Let's talk through your setup.

Tell us what your payments look like today and what's getting in the way. We'll show you where Paytree fits and what it'd take to move over.

  • A reply within one business day
  • A walkthrough using your real setup, not a canned demo
  • Straight answers on moving your current providers over
Prefer to move fast? Message us on Telegram.@paytreetech

By submitting, you agree to our Privacy Policy.