Paytree is a software solutions provider. We do not provide merchant accounts or acquiring services.

NewPaytree Vault & subscriptions are live

One integration for every payment provider.

Integrate once, and Paytree routes every transaction to the provider most likely to approve it — rerouting instantly when one falters, before your customer notices.

No credit card needed. Most teams are live in days.

1
integration, not a dozen
40+
providers and methods
99.99%
uptime
Live12,480 approved312 rescued
  • £1,240.00Mastercard · GBApproved
  • €42.50iDEAL · NLApproved
  • $89.00Visa · USApproved

Connect the providers your customers already use

  • Stripe
  • Airwallex
  • Mollie
  • Square
  • SumUp
  • Authorize.Net
  • Ocean Payments
  • Revolut
  • PayPal
The platform

Built for the messy parts of payments

The work that usually eats your engineering time — integrations, routing, failover, reconciliation — is the work we take off your plate.

One integration, every provider

Wire up Paytree once and reach every provider, payment method, and currency behind it. Adding or switching a provider is a config change, not a sprint.

Routing that pays attention

Set your rules once and Paytree sends each payment to the provider most likely to approve it. When one declines or goes down, it retries somewhere else on its own.

White-label checkout

Put your brand on the whole payment flow, right down to the domain. Your customers never see the word Paytree.

Everything in one dashboard

See every transaction, fee, and provider in one place. Reconcile in a few clicks instead of stitching exports together at month-end.

APIs your devs won't fight

Honest REST APIs, typed SDKs, and webhooks, plus a sandbox that behaves like production. First call to live traffic usually takes a few days.

Multiple payment methods

Go beyond cards with the alternative payment methods your customers actually use — Klarna, Clearpay, Bancontact, P24, and more — all through one integration.

How it works

Up and running in three steps

No replatforming, no rip-and-replace. Most teams go from first call to live payments in under a week.

POST /v1/payments
{
"amount": 4999,
"currency": "EUR",
"method": "card"
}
201 approvedvia Stripe · 184ms
01

Connect once

Add the Paytree SDK or API. That single integration stands in for all the provider-specific code and certifications you'd otherwise have to maintain.

Incoming$89.00 · Visa · US
  • Method is iDEAL→ Mollie
  • Amount over £1,000→ Airwallex
  • Everything else→ Stripe
02

Set your rules

Decide how payments should route — by cost, country, method, whatever matters to you. Paytree follows the rules and reroutes on its own when something fails.

Approval rate

98.6% ▲ 3.2

Stripe
34%
Airwallex
41%
Mollie
25%
03

Watch it run

Keep an eye on approval rates, fees, and settlements across every provider in one dashboard, and tweak your rules as you learn what works.

Smart routing

Where good routing quietly pays for itself.

Every payment is a small choice about which provider to use. Make the right call thousands of times a day and it adds up: more revenue through, less spent on fees.

More payments go through

Retries and smarter routing rescue payments that would otherwise just fail at the first provider.

No single point of failure

If a provider slows down or drops, we move traffic elsewhere in milliseconds. Your checkout stays up.

You spend less on fees

Each payment takes the cheapest route that still gets it approved, instead of paying premium rates by default.

Anatomy of a rescued payment

pay_8f2k…
  1. Payment received

    €249.00 · Visa · DE

    0 ms
  2. Attempt 1 · Stripe

    Declined — issuer_unavailable

    212 ms
  3. Paytree reroutes

    Retry-safe decline → next best route

    4 ms
  4. Attempt 2 · Airwallex

    Approved

    341 ms

Your customer saw one successful checkout.

557 ms
Vault & subscriptions

Recurring revenue, without the involuntary churn

Keep cards in one provider-agnostic vault, bill subscriptions on autopilot, and recover the renewals that would otherwise quietly fail.

A vault that isn't tied to one provider

Store cards once in the Paytree Vault and charge them through any provider you're connected to. Switch or add a PSP without asking a single customer to re-enter their card.

Subscriptions and recurring billing

Run plans, trials, upgrades and renewals on schedule, with every charge going through the same smart routing as your one-off payments.

Rebilling that wins back revenue

When a renewal fails, Paytree rebills it on another provider or retries at a better moment, so fewer subscribers churn over a declined card.

Available on the Pro and White-label plans

Pricing

Straightforward pricing

Pick a plan and start accepting payments. No setup fees, and we don't charge you per integration.

Lite

For teams that want rule-based routing across their providers through a hosted payment page.

€500/month

Billed monthly

Get started
  • Hosted payment page (redirect checkout)
  • Multi-gateway connectivity
  • Rule-based routing
  • Real-time analytics dashboard
  • Developer APIs, SDKs & webhooks
  • Email & chat support
Most popular!

Pro

Full orchestration for scaling businesses. Pricing grows with your volume.

1.5%of processed volume

€1,000 minimum monthly spend

Get started
  • Everything in Lite
  • Full orchestration with automatic failover & retries
  • Paytree Vault, usable on every provider
  • Subscriptions & recurring billing
  • Smart rebilling for failed renewals
  • Advanced financial reporting
  • Reconciliation & settlement tools
  • Priority support

White-label

For platforms and high-volume merchants that want their own branded setup.

Custom

Tailored to your volume and setup

Contact us
  • Everything in Pro
  • Fully branded payment platform
  • Custom domains & checkout
  • Dedicated infrastructure
  • Dedicated support & SLA
Get in touch

Let's talk through your setup.

Tell us what your payments look like today and what's getting in the way. We'll show you where Paytree fits and what it'd take to move over.

  • A reply within one business day
  • A walkthrough using your real setup, not a canned demo
  • Straight answers on moving your current providers over
Prefer to move fast? Message us on Telegram.@paytreetech

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